• What is a personal financial advisor – they do the financial research for you.
• What is the advantage of using one – they work specifically with you to fulfil your needs and your financial status.
• All Financial Advisors must be registered with the FSA – the regulator of the financial services industry in the UK.
• There are 2 types of advisors – Type 1: independent – go to all of the different companies available & find the best individual policy for you. Type 2: Employed by a company or bank – they will only offer you the policies that they have available to sell to you.

http://www.fsa.gov.uk