Do you buy a coffee everyday & then wonder where all your money has gone by the end of the week? Or try to use a cash point & it won’t let you withdraw cash? Maybe you need to think about using a budget planner.

There are several different types of budget planners, daily, monthly, yearly. You can start a budget planner for a wedding or a holiday, the beauty of them all is that you can personalise them to what you want them to be.

Where can you get a budget planner from?

• Most banks will either provide you with a CD that you can download a budget planner or a paper copy.
• You can create your own, if you use a Google search engine there are lots of them available to you.
• You can also get them as apps if you’re happy to spend a little money on the ones you like.
• Or you can buy them from bookstores, but in this day & age there’s no need to spend money to get them.

Buy a budget planner from:
- www.youneedabudget.com

Free Budget Planner:
- www.spendful.com
- yourmoney.moneyadviceservice.org.uk